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Lesson # Prov. 11:15
Study Material - Prov. 11:15
You must be in fellowship prior to your Bible study, so that the spiritual information you receive can become a source, of blessing to your soul and produce spiritual growth.
15 He that is surety [arab] for a stranger [zuwr] shall smart [ruwa] [ra] for it: and he that hateth [sane] suretiship [taqa] is sure [batach] . KJV-Interlinear
15 He who is surety for a stranger will surely suffer for it, But he who hates going surety is safe. NAS
Signing responsibility for someone else's debts carries a potential of risk. If that other person defaults on their obligation, then the creditor looks to you for payment. If you cannot make payment, then you can be hauled into court, have a judgment set against you and then you risk having your assets simply taken away from you, to satisfy the debt.
There are two lessons here. There is the obvious lesson which pertains to how you conduct yourself in business or in loans. The second lesson is the spiritual lesson which will point to all of us and our failings in life at some point, and the vast majority unfortunately continue in their failure.
First lesson first. Many of us will sign for a loan for someone we know, when that loan is easily within our means of repaying. For example your child wants to buy some furniture. You can afford it, so you cosign a small loan for your kid. You know their ability to pay or not pay, and assume that you will end up paying it off anyway. No big deal here.
Now a stranger comes along and asks you to cosign a loan with him. Do you do it? If the loan is very small, do you sign? If the loan is extremely huge, say ten times all you will ever have in your lifetime, then do you sign?
The last question is obvious. You do not risk everything you have for an unknown person. Seems like common sense. If the loan is very small, then you might sign or not. That really depends on your ability and character to be charitable. Any loan for a stranger in which you cosign, you would or should assume that you will end up paying off.
Do people do this? Of course. People do not think with their brains in a great number of circumstances. Look at a single man or single woman. Both are well off, and along comes a cute little wiggle, or a smooth talking guy. These two single folks are lonely, easily distracted, and fall for all the words or moves. First there are the little loans, then bigger ones. Then Miss. Wiggles and Mr. Smooth disappear and the single lonely pair are out a lot of money or worse. Old people lose their life's savings when Mr. or Miss promise come along.
Awe, but we would never get caught up in something as obvious as that!!! Right?
Now comes along the spiritual life. That is where we should be living our life, but too many do not. They are out there in the world, out of fellowship, and in that sphere of 'brainlessness.' The stranger comes along. Who is the stranger? That world opinion which tempts or guides us all at one time or another in our life.
What does it promise? 'You can do things your way.' You can include your little compromise life styles within your spiritual life and still be acceptable to God.' 'You don't need God.' 'Work hard, get ahead, and all will work out.' 'Don't work hard. Doesn't do any good anyway.'
Anyway, you should get the picture. You can add to that list, whatever your excuses are, which keep you from your Bible study.
What is at risk? Your spiritual bankruptcy. You cosign onto the debt of the worlds philosophy, and the balance of that loan exceeds more than you could ever accumulate or earn in a thousand life times. You are bankrupt.
The wise person avoids signing on with strangers, and onto debts which he cannot repay let alone afford. The wise person is one which is positive toward God, Bible study, and his wisdom is derived from Gods Word and not the world.
But alas, many folks do not get this point in life. They keep on ignoring God, they keep ignoring their Bible study, and they keep advancing toward their spiritual bankruptcy, ignoring what awaits them.
We can only give them books, send them to school, and hope that something sticks to that gray matter!!!
As for you who read this study, or whatever else you study, are you considering all of these situations for your own life? We do not study the Bible in order to evaluate others, but to evaluate ourselves, and to keep ourselves on track, and out of harms way.
Now is the time to post a prayer.
End Of Lesson
Study to show thyself approved (mature) unto God, a workman that needs not to be ashamed, rightly dividing (studying/discerning), the Word of truth.
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